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Category Archives: Long Term Care Planning

Florida Medicaid Look-Back For Long Term Care Programs

Florida Medicaid Look-Back For Long Term Care The Florida Department of Children and Families has finally decided on the implementation of a period of Medicaid look-back for long term care programs. What is a look-back period?  When you go to file for Medicaid, they ask you whether you have given any assets away for the past three years.  If you have given away assets during
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What is an Elder law attorney?

What is an Elder law attorney? An Elder Law Attorney explains….When I started my own practice, like most attorneys who open their own office, I took on all sorts of cases.  I took on divorces, child custody, personal injury, adoptions, probates, wills – I did a little bit of everything because I was just starting my practice and I needed every case that walked
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Dear Abby – A legacy of love and humor

I was so sad to hear about the passing of Pauline Phillips, the original “Dear Abby” last week.  I can remember reading her column from the time I was old enough to read a newspaper.  I’m not ashamed to admit that, even today, her column is one of the first things I read on Sunday mornings. Yesterday, her daughter, Jeanne Phillips, wrote a moving tribute
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Discussing Estate Planning Around the Holidays with Elderly Family Members

The holidays are always time to be with family and enjoy each other’s company. Many of us travel great distances to see relatives whom we may only get to see once or twice a year.  We visit with our parents and grandparents and listen to stories of past holidays and re-live family traditions.  We catch up on what is happening in each other’s lives
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Top 7 Things to Know About Moving Your Parents into an ALF or Skilled Nursing

Moving Your Parents into an ALF or Skilled Nursing Do you have a loved one who needs care in a nursing home or assisted living facility?  Are you concerned about how to pick out the best placed for your loved one?  Or, if the loved one is already in assisted living or a nursing home, are you concerned about their care or how they
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November is National Caregiver Month

National Family Caregiver Month is observed every November and has been nationally recognized since President Clinton signed the first presidential proclamation in 1997.  The focus is on the many challenges that family caregivers face and it is an opportunity to offer thanks, support and education to the millions of family caregivers across the country. I talk to clients every day about the issues they
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Can wife in an ALF receive benefits based on husband’s service if the husband is still living in the home?

Maybe.  There is generally some confusion as to who is entitled to receive Improved Pension benefits, probably because of the way the benefits are named.  Most people are familiar with the Aid and Attendance program, but it is only one level of the VA’s “Improved Pension” benefit. The other levels are “housebound” and “basic” pension.  The term “pension” is a misnomer because it has
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Why do I need long term care insurance?

I usually have a discussion with almost every estate planning client that I meet with about long term care insurance.  Some clients respond by saying, “I’m too young to need that” to which I respond – ever heard of Terry Schaivo?  She was only 26 years old when she collapsed and was diagnosed as being in a persistent vegetative state.  She did not have
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Can a personal injury settlement affect my receipt of V.A. Aid and Attendance?

A couple of months ago, a veteran who is receiving care in an assisted living facility and receives Aid and Attendance called to ask whether the receipt of a personal injury settlement would affect his benefits. He was involved in a car accident about two years ago, and the case was finally coming to a close and he was going to receive a settlement
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VA Nursing Home Care & Other Options

Did you know that nursing home care is not the only program that the VA offers to its Veterans?  Other services that the VA will help pay for include geriatric evaluations, respite care, adult day care, home-based care and hospice care.  If the Veteran has a 50% or more service connected disability rating, the care is free. It may also be free if the
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