by Laurie Ohall | Jul 14, 2012 | Long Term Care Planning, Senior Lifestyles, VA (Veteran's Affairs)
Maybe. There is generally some confusion as to who is entitled to receive Improved Pension benefits, probably because of the way the benefits are named. Most people are familiar with the Aid and Attendance program, but it is only one level of the VA’s “Improved...
by Laurie Ohall | Jul 7, 2012 | Elder Law, Estate Planning, Long Term Care Planning
I usually have a discussion with almost every estate planning client that I meet with about long term care insurance. Some clients respond by saying, “I’m too young to need that” to which I respond – ever heard of Terry Schaivo? She was only 26 years old when she...
by Laurie Ohall | Jun 30, 2012 | VA (Veteran's Affairs)
What is the saying – it’s the few bad apples that spoil it for the rest of us? Last month, the U.S. Senate Special Committee on Aging held hearings to expose what they call “pension poachers” which are financial advisors and attorneys who sell annuity products to help...
by Laurie Ohall | Jun 19, 2012 | Estate Planning, Guardianship, Health Care Directives, Living Will, Special Needs
I have been receiving an alarmingly high volume of phone calls over the last few months from individuals who have children with special needs that are about to turn 18 and they are panicked because they have been told they will lose the ability to make legal, health...
by Laurie Ohall | Jun 16, 2012 | End of Life Issues, VA (Veteran's Affairs)
The Iraq and Afghan Wars have had a huge effect on claims for veterans’ benefits, and it is only expected to get worse. This not only affects the veterans and their families, but it affects all of us as taxpayers, as well. It also doesn’t help that the it takes the...