by Laurie Ohall | Jan 25, 2021 | Estate Planning
What happens to you and your “stuff” if you should become incapacitated or pass away? Who is in charge of taking care of your finances in the event of an illness or accident that leaves you unable to take care of things yourself? Who is in charge of conveying your...
by Laurie Ohall | Jan 18, 2021 | Elder Law
Have you been told you have too much money in savings to qualify for assistance in paying for nursing home care? Have you been told you must “spend down” your savings and investments? In some circumstances, an immediate annuity can be an ideal Medicaid planning tool...
by Laurie Ohall | Jan 11, 2021 | Estate Planning
While it’s common for married partners to not be the same age, it’s less common to have a significant age gap. A gap of ten years or more may mean that one spouse retires well before the other, or that the younger spouse only has minor children with the older spouse...
by Laurie Ohall | Dec 30, 2020 | Elder Law, Medicare
By Laurie E. Ohall, Board Certified Elder Law Attorney If you are turning 65 soon, you will be eligible for Medicare. However, if you are still working, you may already have insurance through your employer or other private insurance. What You Need To Know If You Are...
by Laurie Ohall | Dec 28, 2020 | Elder Law, Medicaid
Medicaid is one of the best benefit programs to provide health care and long-term care for the elderly; however, there are strict eligibility requirements that need to be met in order for a senior citizen in need to qualify for coverage. The sad truth is that many...